I’ve recently come into $100k that I’d like to invest, but I’m looking for passive income options with a focus on long-term growth and stability. I’m not looking for get-rich-quick schemes—just solid, sustainable ideas that can help grow my investment while generating passive income over time.
A few things to consider:
I’m open to real estate (e.g., REITs, rental properties) but want to know more about hands-off management.
Interested in dividend stocks or index funds, but unsure how to balance those with more aggressive strategies.
Open to business ideas with minimal day-to-day involvement.
I’m also curious about the pros and cons of digital assets (websites, apps, etc.).
Would love to hear from anyone who’s invested a similar amount or has strategies for diversifying and creating multiple streams of income. What’s worked for you, and what would you avoid?
You should look at diversifying your portfolio and risk, so you can look into going into REITs, good stocks to hold, and real estate rentals (but go into it more actively than passively).
You only want to choose 2-3 strategies first, and add to your $100k from your work income as well, spend 70% on necessities, save 10% for fun stuff, 10% for business investing, and the other 10% into growing your stock holdings.
Same idea as you but I wouldn’t invest all 100k unless I have a lot of money myself. Keep maybe 30k (up to you how much) for emergency use in case you need money immediately.
If I had 100k, I wanna buy an apartment. I’m from Greece; it’s about 50-60k euros here. But here, if I give 20% of the price, I can take credit in the bank. With 10k, I can buy an apartment and rent it. When the bank sees that the apartment brings money, they will approve it. The other 90k I would invest in some shares (5-6%). And I would give my best to pay the credit as fast as I can. Then buy another one.
You mentioned hands-off ownership in things (real estate or business). Have you looked into passive positions in commercial real estate?
I’ve invested just over $1M over the years at this point, and they’re actually passive because another group does the work. Not like buying a rental yourself. Good range of risk/reward profiles you can target. Most minimum investments around $25k, so you don’t need to use the whole thing in one investment.
