I’ve come into some money that I need to keep private from my family. Given my background, any money in my bank is assumed to be shared. My payee has agreed to payment in crypto, and I’m now looking into stable-coins. Initially, I thought USDT was the safest, but I’ve seen concerns on Reddit.
As a crypto newbie, could someone guide me on how to store my money in a stable, non-volatile, and safe coin that can be easily withdrawn to fiat? 
I’ve ordered a BitBox02 for cold storage. 
Would you mind opening a second bank account that your family is unaware of?
Consider USDC (USD Coin) or DAI as stable, reputable alternatives to USDT. Both are backed by strong entities and audited regularly. Use your BitBox02 for secure cold storage. Research and understand the wallet process thoroughly to ensure safe management and conversion to fiat when needed.
Crypto for privacy can work, but it’s new territory. Stablecoins like USDC (dollar-backed) might be better than USDT. Your BitBox02 is perfect for security. Research USDC vs DAI (another stablecoin) before choosing. Crypto can still move in price, so tread carefully. Consider a crypto-savvy financial advisor for a privacy-focused plan
Prices for cryptocurrencies can change a lot, so if you’re using it for safety reasons, keep that in mind.