I’ve got $160K—any advice on where to invest?

Passive Income Ideas
1

I’ve got $160,000 sitting in my bank account, and it’s currently generating around $10,000 a year in interest. I’m happy that it’s growing a bit, but I’m looking for some advice on whether I could be making this money work harder for me.

I’m open to various investment ideas…stocks, real estate, crypto, or even something less traditional. I just want to make sure my money is being put to good use and that I’m making the most out of it.

Any suggestions on what’s worked for you or what you think would be a smart move?

2

If you’re not afraid of the world, there are some great real estate deals in a few countries. I’d buy 1-2-3 apartments and hold them, rent them

3

A ninja like me would put $50K Crypto Mining.

4

I would start putting it into a bunch of AI startups

5

Short-term utility bond ETFs aren’t exciting, but they’re a good way to make some passive income on the side.

6

If I were in your shoes, I’d go for real estate. You can buy a cheaper property that needs some fixing up, put in the work, rent it out for a bit, and then sell it later for more than what you invested.

7

Congrats! The best thing you can do for yourself is to treat yourself to a beer at your local Casino and chuck it all on black.

Trust me, black.

8

S&P ETF. Low management fee. Set it and forget it. Wait another 3-6 months. Markets are looking shaky these days. If you’ve waited this long, might as well buy the dip. That’s what I would do and have done so my returns aren’t juicy but still decent over time.

9

Just stick with index funds and don’t try to outsmart the market. Stay away from bitcoin and day trading…keep it simple…