Where to put $100,000 for some nice passive income

Passive Income Ideas
1

If you could invest $100,000 right now for the best monthly returns while keeping the main amount safe, where would you put it

2

I’m a fan of passive investments in commercial real estate. Most pay quarterly instead of monthly but for monthly payments, I prefer debt funds.

For safer options, getting about 8% is pretty doable, and you can either reinvest or take the payments. Other strategies might give better returns overall but both are solid choices

3

@Drew
Can you share some examples of 8% yields

4

Baylen said:
@Drew
Can you share some examples of 8% yields

I’d be interested in that too

5

@Drew
Commercial real estate isn’t doing very well right now. There’s a real risk of losing a lot of your capital

6

Check out the ticker symbol ‘O’. It’s a REIT in the stock market with a monthly dividend yield of 5%. Also, JEPI or JEPQ are covered call ETFs that offer 7% monthly dividends, but with slightly higher expenses

7

@Shawn
QYLD actually has a higher yield and pays monthly too

8

Ali said:
@Shawn
QYLD actually has a higher yield and pays monthly too

Looks like you got your answer

9

@Shawn
I just started learning about JEPQ. I want to make my savings work for me. I have $350k in stocks that I want to manage wisely. JEPQ looks like a good option but seems almost too good to be true so I need to do more research

10

@Lior
You’ll need to pay taxes on the dividends. It’s wise to keep it in a tax-free IRA rather than a brokerage account

11

Avery said:
@Lior
You’ll need to pay taxes on the dividends. It’s wise to keep it in a tax-free IRA rather than a brokerage account

So JEPQ, JEPI, and O are all solid options

12

Bay said:

Avery said:
@Lior
You’ll need to pay taxes on the dividends. It’s wise to keep it in a tax-free IRA rather than a brokerage account

So JEPQ, JEPI, and O are all solid options

The person who posted this is looking for the best monthly returns. The three you mentioned pay monthly and seem to give high returns as far as I know. I focus on long-term investing and only put dividend ETFs in my Roth IRA to avoid dividend tax. I invest in SCHD, a growth/dividend ETF, but it pays quarterly instead of monthly

13

USHY offers nearly 7% and seems safe. It might rise in value when interest rates are cut in the near future. It also pays monthly

14

I heard the interest rate in Turkey is at 50%

15

Cedar said:
I heard the interest rate in Turkey is at 50%

Are you talking about the interest rate on Turkish Lira? It might be 50% but the currency could lose 60% of its value over a year

16

@Merlin
Exactly. That’s what a lot of people fail to grasp

17

@Merlin
Yeah, the rate is around 50%. The exchange rate of USD to TRL has stayed similar over the last couple of years but you can’t always trust that. The TRL could lose value quickly again

18

Cedar said:
I heard the interest rate in Turkey is at 50%

How would one invest there? Are there any ETFs available that could take advantage of this

19

Ren said:

Cedar said:
I heard the interest rate in Turkey is at 50%

How would one invest there? Are there any ETFs available that could take advantage of this

There’s no point since the currency could drop against you

20

The best move is to find a solid real estate investment and come in as a limited partner. The key is being able to evaluate the general partner and the investment. If you can do that, you should see great returns. Stick to what you know. I understand real estate well. Risk-adjusted returns matter, and risks vary per person. I avoid investing in hotels since I don’t know that business